After a bankruptcy, a foreclosure, or a short sale, a potential home buyer must wait a certain period of time before they are eligible to ge...
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Down Payment Requirements
Here are the most recent down payment requirements for the various types of home loans: For conventional (non-government) loans: 5% down for...
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How Much Can I Qualify For?
The top two questions we've been asked this past week are: "How big a mortgage can I qualify for if I make X amount of money?"...
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Which Credit Score is Used?
There are three credit reporting agencies: Experian, TransUnion, and Equifax. When a lender pulls someone's credit, they get a score fr...
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Ask me Anything?
First to give a short update, I just came back from an amazing trip to Andaman and I have lots of stories to tell and lots of photos to ...
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Home Inspections
We are often asked by buyers and real estate agents to recommend a good home inspector. Without hesitation, we can recommend Ken Ishmael. ...
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Asset Documentation
Here's a list of the information that needs to be provided for a conventional loan when a borrower has to show that they have sufficient...
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