How the FHA Increase Will Affect You

HUD just announced that they are increasing the up-front mortgage insurance premium and the annual mortgage insurance premium for FHA loans ...

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The Varanasi Paradox!

As I heard the old man who was rowing the boat, I couldn't help but think, “What a paradox!” And later I again thought the same! Varanas...

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Use Credit to Have Good Credit

In order to have good credit scores, you need to use credit.  The credit bureaus (TransUnion, Experian, and Equifax) do not give good credit...

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How in the hell do I manage to get so many leaves?

It’s no magic, really! It is surprising how no one will raise an eyebrow when someone says they took two months off from work because of mar...

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Great News about Mortgage Insurance

Want some great news regarding mortgage insurance for conventional loans? How about this? • The maximum allowable debt-to-income ratio (DTI)...

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Earnest Money and CHFA Loans

CHFA (Colorado Housing and Finance Authority) offers down payment and closing cost assistance for Colorado home buyers and they only require...

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Re-establishing Credit

After a bankruptcy, a foreclosure, or a short sale, a potential home buyer must wait a certain period of time before they are eligible to ge...

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