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Why Interest Rates Change

We are constantly being asked if interest rates are going to go up or down. Our answer is always the same: we don't have any idea. Her...

Ever had a question about how much a seller can pay towards a buyer's closing costs? Well, question it no more! We have a reference she...

Here's a great way to avoid having to amend sales contracts. Before approving a loan for closing, underwriters need to make sure the ad...

Ever wonder how underwriters find out all the details about a buyer or a property? One of the greatest resources for an underwriter is the ...

We get many calls from consumers and real estate agents asking how to calculate self-employment income or rental income. It can seem compli...

Many people have second jobs these days and we are often asked when that income counts towards qualifying for a mortgage. Here are the rule...

Thinking of getting an adjustable rate mortgage (ARM) now that interest rates are rising? Here's what you need to know: The interest ra...