"My credit cards are maxed out.  Can I get a mortgage?"  If you make enough money to pay your bills, and your credit score is high...
 0
Read More
How Much is Too Much?
We are often asked if someone will be denied for a mortgage because they have too much money in the bank or have too much income. The only t...
 0
Read More
Interest Rates - Up or Down?
There is never a short supply of people who will tell you that they know whether mortgage interest rates are going to go up or down.  You ca...
 0
Read More
2012 Tax Info
When a loan is submitted to underwriting, one of the things we have to provide is tax transcripts from the previous 2 years.  Tax transcript...
 0
Read More
Lender Checklist
We get a lot of calls from real estate agents who are looking for new lenders.  Many agents say they don't really know how to tell if a ...
 0
Read More
Do I really prefer travelling solo?
“Traveling - it leaves you speechless, then turns you into a storyteller"- Ibn Battuta That’s the story of my life. When I am traveling...
 0
Read More
FHA Mortgage Insurance is Going Up
FHA mortgage insurance is getting more expensive.  At the moment, some FHA loans are exempt from mortgage insurance.  Beginning in April, al...
 0
Read More