There is never a short supply of people who will tell you that they know whether mortgage interest rates are going to go up or down. You ca...
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2012 Tax Info
When a loan is submitted to underwriting, one of the things we have to provide is tax transcripts from the previous 2 years. Tax transcript...
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Lender Checklist
We get a lot of calls from real estate agents who are looking for new lenders. Many agents say they don't really know how to tell if a ...
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Do I really prefer travelling solo?
“Traveling - it leaves you speechless, then turns you into a storyteller"- Ibn Battuta That’s the story of my life. When I am traveling...
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FHA Mortgage Insurance is Going Up
FHA mortgage insurance is getting more expensive. At the moment, some FHA loans are exempt from mortgage insurance. Beginning in April, al...
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Does it Cost Anything to Get Pre-Approved for a Mortgage?
We are often asked if it costs anything to get pre-approved for a mortgage. The answer is NO, it shouldn't cost you anything. There sh...
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Latest Down Payment Requirements
Here are the latest down payment requirements for various types of loans in Colorado. For conventional (non-government) loans: 5% down for...
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