The top two questions we've been asked this past week are: "How big a mortgage can I qualify for if I make X amount of money?"...
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How Much Can I Qualify For?
Which Credit Score is Used?
There are three credit reporting agencies: Experian, TransUnion, and Equifax. When a lender pulls someone's credit, they get a score fr...
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Home Inspections
We are often asked by buyers and real estate agents to recommend a good home inspector. Without hesitation, we can recommend Ken Ishmael. ...
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Asset Documentation
Here's a list of the information that needs to be provided for a conventional loan when a borrower has to show that they have sufficient...
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Closing Funds Changes
Some title companies are now requiring that the cashier's checks that buyers bring to the closing be made payable to the title company o...
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How Much Down Payment Do I Need?
Here are the required down payments for various types of loans. For conventional (non-government) loans: 5% down for a primary residence (3%...
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