We get a lot of calls from people who have looked at our blog and web site. The most common question we've had this past week is, ...
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Conventional Vs. FHA Loans
Here are the main differences between conventional loans and FHA loans: Conventional Loans Minimum down payment is 3% of the purchase price....
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Down Payment Requirements
Here are the latest down payment requirements for mortgages in the US: Primary residence (your main house): 3% for conventional loans 3.5% f...
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Does Net Worth Affect Your Mortgage?
People often ask us if their net worth affects whether they will be approved for a mortgage. The simple answer is NO. Net worth is defined ...
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Don't Forget the Property Tax Credit
Now that we're well into the second half of the year, it's a good time to remember that the property tax credit that the seller give...
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Quick Way to Make Closings Go Smoother
"I don't sign my name that way!" Is that a common complaint from your buyers at closings? We hear it all the time. Did you ...
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Monsoons of Karnataka - Photos of a Ride in the Rain
Since I bought the cycle last year, maybe even much before that, I had a dream. To ride in the rains. But never got around to doing so. When...
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