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Earnest Money and CHFA Loans

CHFA (Colorado Housing and Finance Authority) offers down payment and closing cost assistance for Colorado home buyers and they only require...

After a bankruptcy, a foreclosure, or a short sale, a potential home buyer must wait a certain period of time before they are eligible to ge...

One Hundredth Post! One of those shots that I never imagined I'd take. Taken during the Final Face-Off at Canon - Better Photography Pho...

It's almost tax refund time. Many people ask us if tax refunds can be used to pay for a mortgage down payment or closing costs. The answ...

By popular demand, one of the greatest ways to expand your sphere of influence is BACK! If you're a Denver area real estate agent and yo...

The debt-to-income ratio (DTI) is the ratio of your debts divided by your income, and is one of the main things that determines how large a ...

We get many calls this time of year from borrowers who are worried that they can't get a mortgage because their lender told them that th...