It's almost tax refund time. Many people ask us if tax refunds can be used to pay for a mortgage down payment or closing costs. The answ...
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Real Estate Agents - Expand Your Sphere of Influence
By popular demand, one of the greatest ways to expand your sphere of influence is BACK! If you're a Denver area real estate agent and yo...
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Debt-to-Income Ratio (DTI) - What Counts Against You?
The debt-to-income ratio (DTI) is the ratio of your debts divided by your income, and is one of the main things that determines how large a ...
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No W-2? No Problem
We get many calls this time of year from borrowers who are worried that they can't get a mortgage because their lender told them that th...
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2011 was the Year of Crazy Times.. as always
So we all had a great year, did lots of travel, took lots of photos and met lots of people. I’ve had a similar year but it’s no fun reading ...
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Holiday Credit Tip
It's important to remember that credit needs to be pulled twice for most mortgage transactions these days: once when the loan is pre-app...
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Tso Moriri To Pangong via Chushul, Through The Road Less Taken!
All roads lead to Pangong! Well with Ladakh, once is not enough, twice is not enough, an entire lifetime is not enough. Ladakh is the stuff ...
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