Did you know that you can buy a house for only 3% down, with absolutely NO mortgage insurance? We’re not talking about mortgage insurance t...
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When Does Mortgage Insurance Go Away?
There is a lot of confusion regarding when mortgage insurance goes away these days. Here's what you need to know: If the loan is a conve...
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Mortgage Insurance Is Easier to Get
Did you know that the underwriting overlays for mortgage insurance have been removed? That means you can get mortgage insurance for a conve...
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Debt-to-Income Reference Sheet
Lenders use a ratio called the Debt-to-Income ratio (referred to as the DTI) to determine whether a borrower makes enough money to qualify f...
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Monsoons of Rajasthan - Photos of Desert in the Rains!
That's smack dab in the middle of a desert, go figure! I first visited Rajasthan in 2010, I was there to trek through the Thar desert ....
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Down Payment Reference Guide
There is a lot of confusion regarding the latest down payment requirements. Here's how to avoid that confusion forever! We have a refer...
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Why Interest Rates Change
We are constantly being asked if interest rates are going to go up or down. Our answer is always the same: we don't have any idea. Her...
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