It probably isn’t going to be an adventure if this thought doesn’t come to your mind. “Why the hell am I doing this?” That's me riding o...
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The Amazing Forests of Andaman in Pictures
Andaman and Nicobar are a spectacular group of tropical islands in the Bay of Bengal. With about 86% of the land area covered by forest, A...
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Tax Refunds and Assets
It's tax refund time. Many people ask us if tax refunds can be used to pay for a mortgage down payment or closing costs. The answer is ...
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Latest Down Payment Requirements
Here are the latest down payment requirements for various types of loans in Colorado. Don't miss out because you think you need 20% dow...
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Getting a Mortgage with Maxed Out Credit Cards
"My credit cards are maxed out. Can I get a mortgage?" If you make enough money to pay your bills, and your credit score is high...
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How Much is Too Much?
We are often asked if someone will be denied for a mortgage because they have too much money in the bank or have too much income. The only t...
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Interest Rates - Up or Down?
There is never a short supply of people who will tell you that they know whether mortgage interest rates are going to go up or down. You ca...
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