"My spouse has lousy credit, but we want to buy a house. Can we still get a a mortgage?" That's a very common question in the...
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When a Leopard crossed our path in Kumbhalgarh!
It was a long day! We drove from Udaipur to the beautiful Jain Temples of Ranakpur situated in dense forest. The grand temple is built out o...
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FHA Mortgage Insurance Is Going Up
FHA will be raising their mortgage insurance rates sometime in 2013. For loans with the minimum down payment of 3.5%, the annual mortgage i...
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Crazy New Fannie Mae Underwriting Guidelines
On November 13, Fannie Mae changed the rules for getting a cash-out refinance for people with 5-10 financed properties. Effective immediate...
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Is Changing Loan Programs Allowed?
A lot of people ask us if it's OK to change loan programs after they have signed a sales contract to buy a house. For example, can some...
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Allowable Seller-Paid Closing Costs
When purchasing a house, the seller is allowed to pay for some of the buyer's closing costs, but there are limits to how much the seller...
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