**UPDATE** Answered few more new questions. Check them out in the new section So turns out in the last post I missed out few questions beca...
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When Does Mortgage Insurance Go Away?
What is mortgage insurance? When do you have to get it? When does it go away? Here's what you need to know: Mortgage insurance is an i...
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Waiting Periods After Bankruptcies, Foreclosures, and Short Sales
After a bankruptcy, a foreclosure, or a short sale, a potential home buyer must wait a certain period of time before they are eligible to ge...
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Down Payment Requirements
Here are the most recent down payment requirements for the various types of home loans: For conventional (non-government) loans: 5% down for...
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How Much Can I Qualify For?
The top two questions we've been asked this past week are: "How big a mortgage can I qualify for if I make X amount of money?"...
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Which Credit Score is Used?
There are three credit reporting agencies: Experian, TransUnion, and Equifax. When a lender pulls someone's credit, they get a score fr...
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