Some title companies are now requiring that the cashier's checks that buyers bring to the closing be made payable to the title company o...
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How Much Down Payment Do I Need?
Here are the required down payments for various types of loans. For conventional (non-government) loans: 5% down for a primary residence (3%...
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How Much Interest Am I Paying?
Everyone knows that when you first get a mortgage, most of the monthly payment goes to pay the interest and not to pay down the loan princip...
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Recent CHFA Loan Changes
Here are some recent changes to the CHFA (Colorado Housing and Finance Authority) loan program: The minimum borrower contribution of $1,000 ...
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Monsoons of Sikkim - Photos of Nature Extraordinaire
Following the monsoon photo essay series, today I bring you a photo essay on the incredible monsoons of Sikkim. The earlier posts are here ...
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Monsoons of Maharashtra - Another Photo Essay!
The weekend before last weekend I was riding in rain . But do you know what I did last weekend? I literally lived up to the saying " Jo...
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Should You Dispute a Credit Account?
Many credit repair companies advise their clients to dispute accounts on their credit report, telling them the accounts will be removed from...
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