The weekend before last weekend I was riding in rain . But do you know what I did last weekend? I literally lived up to the saying " Jo...
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Should You Dispute a Credit Account?
Many credit repair companies advise their clients to dispute accounts on their credit report, telling them the accounts will be removed from...
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What Does POC Mean?
We get a lot of calls from people who have looked at our blog and web site. The most common question we've had this past week is, &qu...
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Conventional Vs. FHA Loans
Here are the main differences between conventional loans and FHA loans: Conventional Loans Minimum down payment is 3% of the purchase price....
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Down Payment Requirements
Here are the latest down payment requirements for mortgages in the US: Primary residence (your main house): 3% for conventional loans 3.5% f...
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Does Net Worth Affect Your Mortgage?
People often ask us if their net worth affects whether they will be approved for a mortgage. The simple answer is NO. Net worth is defined ...
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Don't Forget the Property Tax Credit
Now that we're well into the second half of the year, it's a good time to remember that the property tax credit that the seller give...
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