FHA will be raising their mortgage insurance rates sometime in 2013. For loans with the minimum down payment of 3.5%, the annual mortgage i...
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Crazy New Fannie Mae Underwriting Guidelines
On November 13, Fannie Mae changed the rules for getting a cash-out refinance for people with 5-10 financed properties. Effective immediate...
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Is Changing Loan Programs Allowed?
A lot of people ask us if it's OK to change loan programs after they have signed a sales contract to buy a house. For example, can some...
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Allowable Seller-Paid Closing Costs
When purchasing a house, the seller is allowed to pay for some of the buyer's closing costs, but there are limits to how much the seller...
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Guide to Island Hopping in Andaman, India
If untouched stretches of white sand beaches, gigantic forests that look straight out of Jurassic era and exquisite marine life is your thin...
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2 Weeks in Andaman - Photos of Tropical Paradise
We all know beaches of Andaman are awesome, but that is not all. The history of the tribes, the settlers who migrated years ago, the Jurassi...
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Answering your Questions - Ask me Anything : Part 2
**UPDATE** Answered few more new questions. Check them out in the new section So turns out in the last post I missed out few questions beca...
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When Does Mortgage Insurance Go Away?
What is mortgage insurance? When do you have to get it? When does it go away? Here's what you need to know: Mortgage insurance is an i...
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Answering your Questions - Ask me Anything : Part 1
Few days ago I posted here that you could Ask me Anything and I'll answer. As promised here are your answers. Thank you all for partici...
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