Tax Refunds as Assets

It's almost tax refund time. Many people ask us if tax refunds can be used to pay for a mortgage down payment or closing costs. The answ...

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Real Estate Agents - Expand Your Sphere of Influence

By popular demand, one of the greatest ways to expand your sphere of influence is BACK! If you're a Denver area real estate agent and yo...

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Debt-to-Income Ratio (DTI) - What Counts Against You?

The debt-to-income ratio (DTI) is the ratio of your debts divided by your income, and is one of the main things that determines how large a ...

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No W-2? No Problem

We get many calls this time of year from borrowers who are worried that they can't get a mortgage because their lender told them that th...

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2011 was the Year of Crazy Times.. as always

So we all had a great year, did lots of travel, took lots of photos and met lots of people. I’ve had a similar year but it’s no fun reading ...

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