It's important to remember that credit needs to be pulled twice for most mortgage transactions these days: once when the loan is pre-app...
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Tso Moriri To Pangong via Chushul, Through The Road Less Taken!
All roads lead to Pangong! Well with Ladakh, once is not enough, twice is not enough, an entire lifetime is not enough. Ladakh is the stuff ...
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FHA Loan Limits Go Up
FHA loan limits have gone back up! Here are the new limits: For the Denver-Metro counties, the new loan limit is $406,250. For Boulder Count...
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Fannie Mae Loan Limits for 2012
Fannie Mae and Freddie Mac have announced that the loan limits for Colorado will remain the same in 2012. Here are the limits for the Metro ...
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Financing for 5-10 Properties
If someone is buying a second home or an investment property, Fannie Mae allows financing for up to 10 properties to the same borrower, and ...
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Waiting Periods after a Bankruptcy, Foreclosure, or Short Sale
Ever wondered how long you have to wait after a bankruptcy, foreclosure, or short sale before being able to qualify for a new mortgage? Chec...
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A Scary Day and a Haunted Night at Pelling, Sikkim
We all have fears, many reasonable and so many unreasonable. We all want to face our fears too but it is easier said than done. Never in my ...
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Six reasons why Off Season is the new Season!
Well, having a smooth trip where everything goes according to the plan can be nice and all that but the human psyche sure does enjoy a misad...
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Bankers Vs. Brokers - What are the Differences?
Ever wonder what the difference is between a mortgage banker and a mortgage broker? Today's winning question by Steve Jacobson of Metro ...
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In Search of Light at Corbett - Club Mahindra's Bloggers' Meet!
The noise is deafening but I am much thankful about the ability of human brain to totally phase out the distractions and transport one to a ...
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$100 Down HUD Homes are BACK!
$100 down HUD homes are back! From now until October 20, 2012, The $100 HUD home sales incentive is back in Colorado. Here's how it work...
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Debt-to-Income Ratios (DTI)
People are always asking us about debt-to-income ratios. Here's what you need to know. Each type of loan has a maximum allowable Debt-to...
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Down Payment Requirements
Ever had a question about down payments? Check out this table - it shows all the current down payment requirements. Click on the table to en...
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A Different Kaas Plateau - Photo Essay of Landscapes from surroundings!
Date of Journey – Oct 5-6th 2011 Kaas, Ghaas aur Bakwaas was how one of my friends described our recent trip to Kaas - Kaas because we went...
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VA Funding Fees Stay the Same
A couple of weeks ago, we announced that VA funding fees were going down beginning October 1. However, Congress has since passed a bill that...
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Why Investors Can't Make an Offer for 15 Days
Why do investors have to wait 15 days before making an offer on a HomePath home? Today's winning question by Mike Bradley of Metro Broke...
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When You Should Lock the Interest Rate
When should you lock the interest rate? Today's winning question by Becky Gregory of Keller Williams Realty DTC addresses that issue. Be...
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When Can An Appraisal Be Ordered?
When can the appraisal be ordered? Today's winning question by Michele Fuxan Jones of Home Real Estate addresses that issue. Michele re...
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Chasing Rainbows - A Photo Essay.
If you have been following my facebook page, you'd already know my craze for rainbows. If not, I tell you now that I have an extreme lik...
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How to salvage a ruined weekend or Awesome Kodaikanal
Date of Journey : 22-23 April 2011 The unknown is always an enigma. When the best laid plans go down the drain, it is merely an opportunit...
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